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Evans Ewan & Brady Insurance Agency, Inc Blog: 10_2012

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It is the holiday season, a time for office parties and charity events. While gatherings can provide opportunities for professionals to mingle casually with their co-workers and clients and can help boost employee morale, they can also prove to be a liability for businesses that serve alcohol. READ MORE >>

THE TOPIC SEPTEMBER 2012 After Hurricane Andrew in 1992, insurers realized that losses from hurricanes could be much higher than they had previously thought. Hurricane Katrina, in 2005, which cost insurers more than $41 billion at the time, confirmed their fears. READ MORE >>

If you rent a house or apartment, your landlord’s insurance will only cover the costs of repairing the building if there is a fire or other disaster. You need your own coverage, known as renters or tenants insurance in order to financially protect yourself and your belongings.   READ MORE >>

I.I.I. HAS EXPERTS AVAILABLE TO DISCUSS THE INSURANCE IMPLICATIONS OF WIND STORMS OCTOBER 24, 2012 FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org NEW YORK, October 24, 2012 — Reporters covering Hurricane Sandy, which is expected to impact Jamaic... READ MORE >>

DEER-VEHICLE COLLISIONS ARE ON THE RISE; NUMBER OF CLAIMS UP ALMOST 8 PERCENT IN FOUR YEARS NEW YORK, October 23, 2012 — Cars and deer can be a lethal combination. An increase in urban sprawl and more roads being built through wildlife habitats have displaced deer from their na... READ MORE >>

If you were disabled and unable to work as a result of an accident or illness, what would you and your family do for income? Disability income insurance, which complements health insurance, can replace lost income. Forty-three percent of all people age 40 will have a long-term (lasting 90 days or more) disability event by age 65. READ MORE >>

There is a big difference between an insurance company canceling a policy and choosing not to renew it. Insurance companies cannot cancel a policy that has been in force for more than 60 days except when: You fail to pay the premium You have committed fraud or made serious misrepresentations on your application READ MORE >>

Video Source: http://www.iii.org READ MORE >>

A standard homeowners insurance policy includes four essential types of coverage. They include: Coverage for the structure of your home. Coverage for your personal belongings. Liability protection. Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster. READ MORE >>

A Rise in Roommates Raises Questions about Home and Auto Insurance THE I.I.I. EXPLAINS THE INSURANCE IMPLICATIONS OF COHABITING OCTOBER 5, 2012 FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org NEW YORK, October 8, 2012 — The number of people living in roommate and unmarried partner situations is on the rise in the U. READ MORE >>

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