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Evans Ewan & Brady Insurance Agency, Inc Blog: liability

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Dog bites (and other dog-related injuries) accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2015, costing in excess of $570 million, according to the Insurance Information Institute (I.I.I.) and State Farm®, the largest writer of homeowners insurance in the United States. READ MORE >>

‘Giant' Lessons From a ‘Rebel Without a Cause’: Remembering James Dean, 60 Years After His Fatal Auto Crash Despite Gains in Auto Safety Since 1955, U.S. Drivers Between the Ages Of 20 and 24 Remain at High Risk SEPTEMBER 29, 2015 FOR IMMEDIATE RELEASE READ MORE >>

THE TOPIC Each new generation of cars is equipped with more automated features and crash avoidance technology. Indeed, many of today’s high-end cars and some mid-priced ones already have options, such as blind-spot monitoring, forward-collision warnings and lane-departure warnings. READ MORE >>

Your auto policy may include six coverages. Each coverage is priced separately. 1. Bodily Injury Liability This coverage applies to injuries that you, the designated driver or policyholder, cause to someone else. You and family members listed on the policy are also covered when driving someone else’s car with their permission. READ MORE >>

Understanding the role deductibles play when insuring a car or a home is an important part of getting the most out of your insurance policy.   A deductible is basically the amount “deducted” from an insured loss. READ MORE >>

Your small construction business needs several of the same insurance coverages as any other business, as well as other types of insurance specific to your industry. If possible, use an insurance agent who has experience with your type of business and who works with insurance companies that specialize in construction risks. READ MORE >>

We’re believers in them. For example, a woman hit a boy with her car on a busy street, and it was a $2,000,000 claim.  Relatively speaking, it is an inexpensive policy – maybe $12 a month. If you are ever sued, your standard homeowners or auto policy will provide you with some... READ MORE >>

Evans, Ewan & Brady follows the Insurance Information Institute’s recommendation for four main types of insurance for small business owners. Those are: property insurance, protecting against losses from damage such as fire or theft; liability insurance for injury or hazard that results ... READ MORE >>

Professionals that operate their own businesses need professional liability insurance in addition to an in-home business or business owners policy. This protects them against financial losses from lawsuits filed against them by their clients. READ MORE >>

For those of you who live in an apartment, condo, duplex, or a rental house, how well are your possessions protected in the event of a fire, tornado, or other type of loss?  Renter's insurance can provide you with two types of protection at a minimum. READ MORE >>

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